Privacy Policy and Terms of Use

• Published Mar 29, 2023
Table of Contents

Privacy Policy

Effective Date: February 8, 2024

1. Introduction

ClaimGuide.org respects your privacy and is committed to protecting your personal data. This privacy policy will inform you how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

2. Data We Collect About You

We may collect, use, store, and transfer different kinds of personal data about you which we have grouped together as follows:

  • Identity Data includes first name, last name, and other identifiers that you may have provided at some time.
  • Contact Data includes address, email address, and telephone numbers.
  • Technical Data includes internet protocol (IP) address, your login data, and other technology on the devices you use to access this website.
  • Usage Data includes information about how you use our website, products, and services.
  • Marketing and Communications Data includes your preferences in receiving marketing from us and your communication preferences.

3. How Is Your Personal Data Used

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal obligation.

4. Anonymized Data Use

We may also collect, use, and share aggregated data such as statistical or demographic data for any purpose. Aggregated data could be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. If we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

We may use anonymized and aggregated data for research, training artificial intelligence models, and marketing research purposes. This research may be used to enhance the functionality of our services and may be published online or shared with third parties in an anonymized form that does not identify any individual.

5. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.

6. Data Retention

We will only retain your personal data for as long as reasonably necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting, or reporting requirements.

We may retain your anonymized data for research purposes indefinitely, consistent with section 4.

7. Your Legal Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to request access, correction, erasure, restriction, transfer, to object to processing, to portability of data, and (where the lawful ground of processing is consent) to withdraw consent.

8. Marketing and Analytics

We may use various platforms, such as Google Analytics, l to monitor and analyze web traffic and to keep track of User behavior on the site. These tools collect information sent by your browser as part of a web page request, including cookies and your IP address.

9. Changes to the Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us here

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Terms of Use

1. Acceptance of Terms

By accessing and using the website located at https://claimguide.org (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”) and comply with all applicable laws and regulations. If you disagree with any part of the terms, you must not use this Site.

2. Intellectual Property Rights

The Site and its original content, features, and functionality are the exclusive property of ClaimGuide.org and its licensors. The Site’s content is protected by copyright, trademark, and other intellectual property rights. You may republish our content provided you include a clear and visible link back to the source page on ClaimGuide.org.

3. Use License

We grant you a non-exclusive, non-transferable, limited license to access and use the Site strictly for personal, non-commercial purposes, subject to these Terms.

4. User Conduct

You agree to use the Site only for lawful purposes and not to use it in a way that might interrupt, damage, or impair the service, and to abide by all local rules regarding online conduct and acceptable content.

5. Contributions

Any content you submit to the Site, such as comments or articles, is considered non-confidential and non-proprietary. By posting content, you grant ClaimGuide.org a non-exclusive, perpetual, irrevocable, royalty-free license to use, reproduce, modify, distribute, and display such content in connection with the Site.

6. Third-Party Links and Connections

The Site may contain links to third-party websites or services and facilitate interactions with professionals. ClaimGuide.org is not responsible for the content, privacy policies, or practices of third-party sites or the actions of professionals connected through our Site.

7. No Professional Advice

The information on the Site is provided for educational purposes only and should not be construed as legal, financial, insurance, or other professional advice. We shall not be held liable for any decisions made based on Site information. For professional advice, please consult a qualified professional.

8. Disclaimers

ClaimGuide.org provides the Site and its content on an “as is” basis without warranties of any kind, expressed or implied. We disclaim all other warranties, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

9. Limitation of Liability

Neither ClaimGuide.org nor its affiliates, directors, officers, employees, agents, suppliers, or licensors will be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services procured through the Site.

10. Indemnification

You agree to indemnify and hold ClaimGuide.org and its principals, officers, directors, representatives, employees, contractors, licensors, licensees, suppliers, and agents harmless from any claims, losses, damages, obligations, costs, actions, or demands, including legal and accounting fees, resulting from your use of the Site or your violation of these Terms.

11. Modifications to Terms

ClaimGuide.org reserves the right to revise these Terms at any time. Your continued use of the Site after such changes signifies your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

13. Contact Information

If you have questions about these Terms, please contact us here